Credit & Debit Cards

TCBC Credit and Debit Cards

Turks & Caicos Banking Company is proud to offer Credit and Debit Cards tailored just for you.

Why choose our cards?

Convenience

Access your funds anytime, anywhere with our globally accepted cards.

Heritage

Carry a piece of the Turks & Caicos Islands in your pocket, with cards that reflect our unique legacy and commitment to excellence.

Security

Rest easy knowing that your transactions are protected with state-of-the-art security features.


Stay Local, Go Global
Our new cards ensure that while you enjoy the personal touch of a local bank, you are also equipped with the convenience of global transactions. Whether you're dining at your favourite on-island restaurant or shopping overseas, our cards are your perfect companion.


Exclusive Card Offerings for Our Valued Customers
We take pride in crafting services that cater to the unique needs of our clientele. In keeping with this tradition, our new Credit and Debit Card offerings are available solely to our regular bank customers. If you've been banking with us and cherish the personalized services we've offered over the years, this bespoke solution is tailored just for you.

TCBC Mastercard® Credit Cards

Note: TCBC credit cards will be available soon


Mastercard Platinum™

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Mastercard Black™

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TCBC Mastercard® Debit Cards


Mastercard Platinum™ Debit

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Mastercard Black™ Debit

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3D Secure for Your Debit Card

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Your safety and confidence are our top priorities. That’s why we include 3D Secure authentication for debit card transactions. 3D Secure is a proven industry standard that helps protect you from fraud when making purchases on the web.

What Is 3D Secure?

3D Secure is an added layer of security for online card payments. It helps confirm that you, the legitimate cardholder, is the one completing a purchase.

When you use your debit card online, you may be asked to verify the transaction before it’s approved. This extra step makes it much harder for fraudsters to use your card without your permission.


How It Works:

  • Enter your card details at checkout as usual.
  • A 3D Secure screen will appear asking you to verify the purchase.
  • You will authenticate using a one-time code sent to your email.
  • Once verified, your transaction will be processed.

What This Means for You:

  • Better security: Helps prevent unauthorized use of your debit card.
  • Trusted industry standard: Used by banks worldwide.
  • Simple and quick: Most authentication steps take only a few seconds.

Note: Not every purchase will require verification—low-risk transactions may not trigger the 3D Secure check.

Additionally, and as part of our ongoing commitment to safeguarding your account and personal information, we strongly recommend that you enable Two-Factor Authentication (2FA) on your email account. 2FA provides an additional layer of protection by requiring a verification code alongside your password during login. This significantly reduces the risk of unauthorized access and helps protect against phishing and credential theft.


Apply nowExisting TCBC clients only

Fees & limits

Transaction TypeMaximum Amt Per Txn (USD)Period in DaysTotal Amt (value) of Txns Allowed in a Period
Local Transactions
ATM Cash Withdrawal2,000.0012,000.00
POS Purchase5,000.00125,000.00

Transaction TypeMaximum Amt Per Txn (USD)Period in DaysTotal Amt (value) of Txns Allowed in a Period
Local Transactions
ATM Cash Withdrawal2,000.0030
POS Purchase200,000.0030
International Transactions
ATM Cash Withdrawal2,000.0030
POS Purchase200,000.0030
eCommerce50,000.0030


Apply for your TCBC Credit or Debit Card

Our new Credit and Debit Card offerings are available solely to our regular bank customers.

Once completed please send the application to cards@tcbc.tc or deliver it to our office.

If you are not yet banking with TCBC, please reach out via our contact page to start a conversation. You are not yet eligible to apply for our card products.


Debit Card Applications


Credit Card Applications


Agreements