Fixed income investments are a necessary component of a portfolio that is diversified across different asset classes. Historically, bonds have returned more than cash investments, and exhibited less volatility than stocks. As a result, adding bond investments to an all-stock portfolio generally lowers the risk of your overall portfolio.
Fixed income investments also help to reduce the overall risk of your investment portfolio. Depending on the issuer, they can provide a guaranteed fixed return when held to maturity and are a source of stable cash flow.
There is a wide variety of fixed income investments including government bonds and corporate bonds; all are fully marketable and can be sold at market value at any time, should you need access to your funds. We can further assist your needs for High Yield or Convertible bonds.
Term Deposits are another form of fixed term investment. They offer a specific rate for a pre-determined period of time.
Ask for our competitive interest rates.
If you are buying or selling overseas, Turks & Caicos Banking Company provides foreign exchange (FX) services designed to meet your needs. Currency information, rate quotes, risk management strategies and execution. The primary responsibilities of each Foreign Exchange specialist is to understand client requirements and to deliver a customized service based on those needs.
Through our excellent relationship with our correspondent banks all around the world, we can send funds in all offered currencies to support the need of sending payments overseas.
Equities are an important part of a well-balanced wealth management strategy and should be considered by investors seeking to pursue long-term objectives.
Common stocks (or equities) represent ownership rights in a corporation. When compared with bonds and cash alternatives, stocks carry the greatest risk because they have the greatest potential for volatility.
Options are contracts that give their buyer the right – but not the obligation - to buy or sell an underlying security for a specified price on or before a specific date.
Diversification is Key
Over time, investors have found that a diversified portfolio of stocks, bonds and cash usually provides one of the best ways to pursue long-term goals while minimizing overall portfolio risk. To appropriately diversify your portfolio, you must determine what percentage should be allocated to stocks and which stocks you should include.
Over the past decade, Investors increasingly have turned to mutual funds to save for retirement and other financial goals. Mutual funds can offer the advantages of diversification and professional management. It pays to understand both the upsides and the downsides of mutual fund investing and how to choose products that match your goals and tolerance for risk. Turks & Caicos Banking Compaony will be happy to assist you with your needs and provide you with a personalized proposal.
No matter if Mutual Funds, Exchange traded funds, Closed end funds or Unit Investment Trusts (UIT’s), we make sure to find the right choice for you!
Turks & Caicos Banking Company is ensuring that our products seek to meet the needs of today's investors, developing a successful range of products, driven by innovation, with a focus on simplicity and value that allow investors to follow the stock market - but without the associated pitfalls.
Structured products are investment products available to the public whose repayment value derives from the development of one or several underlying assets. Underlying assets are investments such as shares, interest, foreign currency or raw materials such as gold, crude oil, copper or sugar. Structured products are a combination of a traditional investment (e.g. bond) and a derivative financial instrument.
Legally, structured products are obligations for whose fulfillment the issuer is liable with all of its assets. Unlike an investment fund of special assets specially protected by law, structured products are not subject to the CISA Collective Investment Schemes Act. This makes the credit rating of the debtor (issuer) of a structured product of considerable importance to the investor.
The investment category of structured products is of great importance to the Swiss Financial Center and the country's asset management industry. The category has seen considerable growth in recent years and has made a significant economic impact. SVSP publishes current market figures in its market reports.